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银行流水贷款需要什么条件，银行流水如何分类汇总分析？ – 煊宠财经

煊宠财经财经银行流水贷款需要什么条件，银行流水如何分类汇总分析？

银行流水贷款需要什么条件，银行流水如何分类汇总分析？

作者: 金宠发布: 2023年12月24日 120阅读 0评论

随着贷款的发展，在日常生活中办理贷款或者是其他时候，经常会被要求提供银行流水，对于银行流水不是很了解，那么银行流水如何分类汇总分析？

　　银行流水如何分类汇总分析

　　【1】工资流水

　　工资流水是银行完全认可的个人收入证明，一般是在扣除社保、公积金以后的收入金额，这是一种体现个人工作稳定和经济实力的有效保障;

　　【2】自存流水

　　自存流水是本人通过他行银行转入的现金流水，属于部分有效流水;

　　【3】转帐流水

　　转帐流水是指通过网络或是网银转账的交易记录，固定时间、固定金额的转入是银行不认可的有效流水，其他人的转账也不计入有效流水。

　　一般办理贷款，或者买房的时候，都是需要提交银行流水的，无论你是在哪家银行办理房贷，都是需要提交3-6个月的个人银行流水作为贷款参考，银行流水指的是银行活期账户的存取款消费交易记录。

本文来自网络，不代表煊宠财经立场，转载请注明出处：http://www.cacs.cc/2070.html

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标签:分析汇总流水银行

作者: 金宠

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