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信用卡冻结了可以注销掉吗，信用卡冻结了可以停息挂账吗？ – 煊宠财经
煊宠财经 财经 信用卡冻结了可以注销掉吗，信用卡冻结了可以停息挂账吗？

信用卡冻结了可以注销掉吗，信用卡冻结了可以停息挂账吗？

作者: 金宠 发布: 2024年4月7日 93阅读 0评论

导读：可以。停息挂账是指当信用卡用户逾期无法还款时，可以与银行协商，申请欠款停息后，将不会再产生循环利息，用户只需偿还申请暂停使用前所欠的本金和利息。

可以。停息挂账是指当信用卡用户逾期无法还款时，可以与银行协商，申请欠款停息后，将不会再产生循环利息，用户只需偿还申请暂停使用前所欠的本金和利息。

信用卡被冻结申请停息挂账需要什么条件？

1、申请人有无力偿还贷款的证明，如失业证明；

2、申请人逾期时间不得超过5年；

3、申请人没有拒绝银行的催收电话；

4、申请人有较强的还款意愿。

本文来自网络，不代表煊宠财经立场，转载请注明出处：http://www.cacs.cc/36861.html
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作者: 金宠

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