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定期存款第二天能提前取吗,定期存款第二天能取出来吗? – 煊宠财经
煊宠财经 财经 定期存款第二天能提前取吗,定期存款第二天能取出来吗?

定期存款第二天能提前取吗,定期存款第二天能取出来吗?

导读:定期存款第二天能取出来。但是,如果刚存定期第二天就取出来,会损失一部分利息。因为银行会按照活期利息计付收益,而活期利息通常比定期利息低。

定期存款第二天能取出来。但是,如果刚存定期第二天就取出来,会损失一部分利息。因为银行会按照活期利息计付收益,而活期利息通常比定期利息低。

具体来说,定期存款是银行和存款人双方在存款时事先约定期限以及利率,到期以后支取本息的存款。如果提前支取,银行会根据活期存款利率来计算利息,而不是按照原定的定期利率。因此,提前支取定期存款会导致利息收益减少。

此外,根据《储蓄管理条例》的相关规定,存款人提前支取定期存款时,需要携带本人身份证前往银行柜台办理。如果是他人代取,则需要同时携带存款人和代取人的身份证。

本文来自网络,不代表煊宠财经立场,转载请注明出处:http://www.cacs.cc/88176.html

作者: 金宠

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